We display consumer credit card agreements in this database as submitted by the respective issuers. The CFPB is not responsible for the content of the agreements, including any discrepancies between an agreement as presented in this database and the agreement as made available to the public, or any omission or other error in the agreement as presented by the issuer. Looking for your cardholder contract? You can request an email copy of your specific card member agreement by logging into your chase.com account. The agreements filed contain general conditions, prices and information on fees. They are not specific to someone`s account information. 5% on travel purchased through Chase Ultimate Rewards If none of these reasons® apply and you still can`t find an agreement, call them to request a copy of your agreement. Under federal law, your credit card issuer is required to provide a copy of your agreement upon request. The drop-down list contains credit card issuers that have submitted credit card agreements under section 204 of the Credit Card Accountability Responsibility and Disclosure Act 2009 (CARD Act). If you can`t find a card issuer, it may be that: 0% apr intro for 15 months from opening the account on purchases and balance transfers, then a variable APR of 14.99 – 24.74%. If you have any questions about the agreements themselves, contact the card issuer directly. 0% Apr introduction for 15 months on purchases and transfers is $ 5 or 5% of the amount of each transfer, whichever is higher. We will refer your issue to your credit card company, give you a tracking number, and keep you informed of the status of your complaint.
. You can redeem rewards for cashback or bank statement balances, but you can also use them to book a trip directly through the Chase Ultimate Rewards travel portal® – or you can transfer your points to other Chase cards with more valuable redemption options. The Card Act is often referred to as the Charter of Rights for Credit Card Holders. President Obama signed the bill in May 2009. Many of the most important provisions of the Act came into force in February 2010. Have you recently been approved for a credit card? Congratulations! The final pricing and fee information will depend on your credit history, so your actual prices and terms can be found in your credit card agreement. You can find it online and attach it to your credit card when it arrives in the mail. Do you already have a Bank of America® credit card? Sign up for online banking and request a copy of your credit card agreement. Choose a sample cardholder agreement The cardholder agreement templates listed below include terms and conditions, interest rates, and fee information based on our current consumer credit card offerings. They are provided to help you make informed decisions about which offers best suit your needs. The content below is updated quarterly and in PDF format. Check the back of the credit card or on your last monthly statement to find the name of the issuer.
The bank, retailer or other entity whose name appears on the front of the card may not be the actual issuer of the card. You can also check out the exhibitor`s website. As a rule, the name of the bank is indicated at the bottom of the issuer`s home page. 3% cash back on food at restaurants, including takeout and eligible delivery services For more information, check out the full Chase Freedom Unlimited® review by NerdWallet. Applying for a new credit card? For more information on how to apply, please read the offer prices and conditions for more information on applicable interest rates, fees and fees. . It is an ideal partner for the Chase Freedom® and the Chase Sapphire Preferred® Card. Make a more informed decision by reviewing a sample credit card agreement before applying. Learn more about prices and fees so you can decide if a card is right for you.
The final pricing and fee information will depend on your credit history, so keep in mind that the following credit card agreements are just examples (PDF, require Adobe Reader layers). Find instructions, your rights regarding your creditworthiness and credit card protection. If you have any questions, please contact one of our employees at 800.932.2775. We are here to help you 24 hours a day, 7 days a week. .