Click on the link to get a copy of the cardholder`s agreement. The drop-down list contains credit card issuers that have submitted credit card agreements under section 204 of the Credit Card Accountability Responsibility and Disclosure Act 2009 (CARD Act). If you can`t find a card issuer, we may escalate your issue to your credit card company, give you a tracking number, and keep you informed of the status of your complaint. We have provided this database so that you can search for agreements between credit card issuers and their customers. The agreements in this database contain general terms and conditions, information on prices and fees. These Terms of Use shall be governed by and construed in accordance with the laws of the State of Delaware, without regard to its conflict of law provisions. Exclusive and exclusive jurisdiction over any action or proceeding arising out of or relating to these Terms of Use shall be in a state court of competent jurisdiction in Lake County, the State of Illinois or a federal court in the Northern District of Illinois, and the parties unconditionally waive their respective rights to a jury trial. Any cause of action you have in connection with your use of this website must be brought within one (1) year of the claim or cause of action. If, for any reason, a court of competent jurisdiction determines that any provision of these Terms of Use or any part thereof is unenforceable, that provision shall be enforced to the fullest extent permitted to affect the intent of these Terms of Use, and the remainder of these Terms of Use shall remain in full force and effect. Except for the Website Privacy Statement, these Terms of Use constitute the entire agreement between DFS and you with respect to this Website and supersede all prior or contemporaneous notices, agreements and understandings between DFS and you with respect to the subject matter hereof. These Terms of Use were last updated on October 20, 2020. Please check for updates and changes again.
If you have any questions about these Terms of Use, the Site or the Service, please contact us. Check the back of the credit card or on your last monthly statement to find the name of the issuer. The bank, retailer or other entity whose name appears on the front of the card may not be the actual issuer of the card. You can also check out the exhibitor`s website. As a rule, the name of the bank is indicated at the bottom of the issuer`s home page. We display consumer credit card agreements in this database as submitted by the respective issuers. The CFPB is not responsible for the content of the agreements, including any discrepancies between an agreement as presented in this database and the agreement as made available to the public, or any omission or other error in the agreement as presented by the issuer. In addition to the data sharing agreement below, you agree that DFS may transfer, share, display and use your DFS account information, which may include card information, email address, phone number, billing address and card design, with wallet providers such as Discover Click to Pay, online merchants or other third parties (“Approved Party”) to facilitate online transactions initiated by you. You can initiate these transactions online by providing your DFS account directly to the eligible party or by providing the email address or phone number associated with your DFS account to be verified by the eligible party as you belong. If your DFS account information changes, you authorize us to provide updated information to that eligible party in our sole discretion.
If you want to stop sharing, you must delete your DFS account information or contact the authorized party directly. If you have any questions about the agreements themselves, contact the card issuer directly. We have collected marketing agreements for credit card issuers with universities or affiliated organizations. We are also required to report to Congress on the status of college credit card agreements. A cardholder agreement is a written document of the terms and conditions relating to your credit card account with Discover. Find instructions, your rights regarding your creditworthiness and credit card protection. The agreements filed contain general conditions, prices and information on fees. They are not specific to someone`s account information. By accessing this website or its contents, you agree to the following terms of use. Discover Financial Services and its affiliates (“DFS”) reserve the right to change these Terms of Use at any time, and your continued use of this website constitutes acceptance of all such changes. As the Terms are subject to change, you should occasionally visit this page to read these Terms and Conditions.
This search method provides access to all credit card contracts associated with the CFPB`s latest quarterly collection of credit card contracts. To access all agreements from the last or previous periods, please click on the corresponding contract link below. (Please note that the Presidium has not reached any agreement for 2015. The January 2016 archive is a sample collected by office staff from the first week of January 2016 on the publicly accessible websites of the largest credit card issuers and does not constitute a complete set of agreements. Credit card issuers are generally required to display the credit card agreements they offer to the public on their websites, with a few exceptions. If you are an exhibitor, email CardAgreements@consumerfinance.gov for instructions on how to submit agreements. If none of these reasons apply and you still can`t agree, call them to ask for a copy of your agreement. Under federal law, your credit card issuer is required to provide a copy of your agreement upon request. The CFPB maintains a database of credit card agreements for hundreds of card issuers. You can use the following tool to search for a chord based on the name of the exponent. If you are looking for information specific to your account, contact the bank or institution that issued your card. By law, the issuer must provide you with your agreement upon request.
If you have difficulty obtaining your consent, let us know by filing a complaint. Receive a copy of your agreement by mail by applying below. Access to and use of this website is subject to these Terms of Use and all applicable laws and regulations. Don`t have access to an online account? Click here to register. . Log in to request your consentOpens a modal dialog box. .