Refuge. The above exceptions and other exceptions not listed here largely follow safe harbor theory. Under a safe harbor exception, both parties must have signed a written agreement setting out the terms of their relationship and trade agreement. Any implied, informal, or handshake agreement is unlikely to be considered an exception to the Safe...Read More

It`s also likely that you`ll be asked to provide at least three months of bank statements so your lender can evaluate your income and expenses to prove that you`re not spending more than you earn and that you have enough money to cover your new mortgage payments. We`re glad you decided on your mortgage...Read More

Some tax credits are refundable, but most are not. A refundable tax credit, which is different from a tax refund, can be granted to taxpayers even if they do not owe tax. In addition to a tax refund, a refundable tax credit may be granted. A non-refundable tax credit means that a person receives...Read More